General Assumptions
 

1997                1998                1999               
Short-term Interest Rate %    13.50% 13.50% 13.50%
Long-term Interest Rate %    0.00% 0.00% 0.00%
Tax Rate % 30.00% 30.00% 30.00%
Expenses in Cash % 0.00% 0.00% 0.00%
Personnel Burden % 23.00% 23.00% 23.00%